Rates

Rates Effective 03/31/2014

Accounts
Tier
Interest Rate
APY*
Declaration Checking
  $0.00 - $999.99 -- --
  $1,000.00 - $24,999.99 0.10% 0.10%
  $25,000.00 and over 0.15% 0.15%
Liberty 50 Checking
  $0.00 - $999.99 -- --
  $1,000.00 - $24,999.99 0.10% 0.10%
  $25,000.00 and over 0.15% 0.15%
Revolutionary Checking**
 
$0.01 - $10,000.00 0.20% 0.20%
  $10,000.01 and over 0.15% 0.15%
  If qualifications not met 0.05% 0.05%
Patriot Savings
  $0.00 - $99.99 -- --
  $100.00 - $99,999.99 0.10% 0.10%
  $100,000.00 and over 0.25% 0.25%
Patriot Youth Savings
  $0.00 - $99,999.99 0.10% 0.10%
  $100,000.00 and over 0.25% 0.25%
Patriot Money Market
  $0.00 - $2,499.99 -- --
  $2,500.00 - $24,999.99 0.20% 0.20%
  $25,000.00 - $99,999.99 0.35% 0.35%
  $100,000.00 and over 0.50% 0.50%
Business Savings
  $0.00 - $99.99 -- --
  $100.00 - $99,999.99 0.10% 0.10%
  $100,000.00 and over 0.25% 0.25%
Business Money Market
  $0.00 - $2,499.99 -- --
  $2,500.00 - $24,999.99 0.20% 0.20%
  $25,000.00 - $99,999.99 0.35% 0.35%
  $100,000.00 and over 0.50% 0.50%
CDs & IRAs
3 Months $1,000.00 min 0.30% 0.30%
6 Months $1,000.00 min 0.35% 0.35%
12 Months $1,000.00 min 0.45% 0.45%
13 Months to 23 Months $1,000.00 min 0.55% 0.55%
24 Months $1,000.00 min 0.85% 0.85%
30 Months $1,000.00 min 0.90% 0.90%
36 Months $1,000.00 min 1.19% 1.20%
48 Months $5,000.00 min 1.39% 1.40%
60 Months $5,000.00 min 1.78% 1.80%

*APY = Annual Percentage Yield
*Rates are subject to change
*Penalties may be imposed for early withdrawal
*Fees could reduce earnings
*Minimum to open for all accounts is $100, except as follows: Patriot Youth Savings ($25), Patriot Money Market ($2,500), Business Money Market ($2,500), and CD’s and IRA’s (as listed above).

**APY=Annual Percentage Yield. APYs accurate as of 3/31/2014. Rates may change after account is opened. Minimum to open is $100. Limit one account per household, Florida residents only. Fees may reduce earnings. If qualifications are met each monthly qualification cycle: (1) balances of $.01 - $10,000 receive APY of 0.20%; and (2) balances $10,000.01 and over earn 0.15% APY, resulting in 0.20% - 0.15% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. Intra-Bank transfers between accounts do not count as qualifying transactions. If consent for eStatements is revoked, the account will fail to qualify.