Personal Savings & CDs

Patriot Savings

  • $100 minimum deposit to open
  • Interest is compounded daily and credited quarterly
  • Daily ledger balances of $100 and over earn interest
  • $3 monthly maintenance fee. Fee can be waived if daily ledger balance is $300 or above
  • 3 withdrawals or debit transactions per month at no charge
  • Additional withdrawals are $3 each*
  • Quarterly Statements

* withdrawal limits may apply
Fee may reduce earnings.

Important Notice: Savings and Money Market Accounts are limited transaction accounts and subject to Regulation D. Transactions not within the limitations may result in excessive withdrawal fees, account closure, change of account type, termination of transfer capability, or other remedial action. See your account disclosure for full details.

Patriot Youth Savings

  • $25 minimum deposit to open
  • Maximum age is 17 years old
  • Guardian must be co-owner
  • Interest earning
  • Interest is compounded daily and credited quarterly
  • No minimum balance is required to earn interest
  • $3 monthly maintenance fee. Fee can be waived if daily ledger balance is $25 or above
  • 3 withdrawals or debit transactions per month at no charge
  • Additional withdrawals are $3 each*
  • Quarterly Statements

* withdrawal limits may apply
Fee may reduce earnings.

Important Notice: Savings and Money Market Accounts are limited transaction accounts and subject to Regulation D. Transactions not within the limitations may result in excessive withdrawal fees, account closure, change of account type, termination of transfer capability, or other remedial action. See your account disclosure for full details.

Certificates of Deposit

Certificates of deposit (CDs) are a great way to build up your savings. When you invest in a CD, you lock in a competitive interest rate and safeguard your principal from market fluctuations.

CDs are available in a variety of rates and terms. The greater your investment and the longer the term, the better rate you can receive.

  • Great interest rates
  • Flexible terms

IRA CDs

Get a great interest rate on a CD that you can keep rolling over when the term expires. This is a great way to start saving toward retirement while still getting periodic access to your funds should you need them.

  • Outstanding rates
  • Flexible Terms

Penalties may be accessed for early withdrawal