Personal Savings & CDs

Patriot Savings

  • $100 minimum deposit to open
  • Interest is compounded daily and credited quarterly
  • Daily ledger balances of $100 and over earn interest
  • $3 monthly maintenance fee. Fee can be waived if daily ledger balance is $300 or above
  • 3 free withdrawals or debit transactions per month
  • Additional withdrawals are $3 each*
  • Quarterly Statements

* withdrawal limits may apply

Fee may reduce earnings.

Patriot Youth Savings

  • $25 minimum deposit to open
  • Maximum age is 17 years old
  • Guardian must be co-owner
  • Interest earning
  • Interest is compounded daily and credited quarterly
  • No minimum balance is required to earn interest
  • $3 monthly maintenance fee. Fee can be waived if daily ledger balance is $25 or above
  • 3 free withdrawals or debit transactions per month
  • Additional withdrawals are $3 each*
  • Quarterly Statements

* withdrawal limits may apply

Fee may reduce earnings.

Certificates of Deposit

Certificates of deposit (CDs) are a great way to build up your savings. When you invest in a CD, you lock in a competitive interest rate and safeguard your principal from market fluctuations.

CDs are available in a variety of rates and terms. The greater your investment and the longer the term, the better rate you can receive.

  • Great interest rates
  • Flexible terms

IRA CDs

Get a great interest rate on a CD that you can keep rolling over when the term expires. This is a great way to start saving toward retirement while still getting periodic access to your funds should you need them.

  • Outstanding rates
  • Flexible Terms