Personal Checking

Freedom Checking

  • $100 minimum deposit to open
  • Unlimited check writing
  • No monthly maintenance fee
  • No minimum balance required
  • First order of starter checks complimentary
  • Complimentary Online Banking
  • Complimentary Online Billpay
  • Complimentary Debit Card
  • Complimentary notary service

Declaration Checking

  • $100 minimum deposit to open
  • Unlimited check writing
  • Daily ledger balances of $1,000 and over earn interest
  • Interest is compounded daily and credited monthly
  • Complimentary personalized checks in selected style
  • Complimentary Online Banking
  • Complimentary Online Billpay
  • Complimentary Debit Card
  • Complimentary notary service
  • Complimentary 3x5 safe deposit box or 25% discount on larger sizes with automatic payment (based on availability)*
  • 3 cashier’s checks per month at no charge
  • Discount on consumer loans (excludes home equity lines of credit and mortgage loans) with automatic debit**
  • $11 monthly maintenance fee. Fee can be waived if daily ledger balance is $1,000 or above OR by maintaining a $10,000.00 combined daily balance in other personal accounts

* FDIC insurance does not cover safe deposit box contents.
** all loans are subject to credit approval
Fees may reduce earnings.

Liberty 50 Checking

  • $100 minimum deposit to open
  • Minimum age is 50 years old
  • Unlimited check writing
  • No monthly maintenance fee
  • Direct Deposit required
  • Daily ledger balances of $1,000 and over earn interest
  • Interest is compounded daily and credited monthly
  • First order of checks complimentary in selected style
  • Complimentary Online Banking
  • Complimentary Online Billpay
  • Complimentary Debit Card
  • Complimentary notary service
  • 25% discount on safe deposit box with automatic payment (based on availability)*
  • Bonus on CD rates on terms of one year or longer (excluding special promotions)

* FDIC insurance does not cover safe deposit box contents.
Fees may reduce earnings.