Personal Checking

Freedom Checking

  • $100 minimum deposit to open
  • Unlimited check writing
  • No monthly maintenance fee
  • No minimum balance required
  • First order of starter checks free
  • Free Online Banking
  • Free Online Billpay
  • Free Debit Card
  • Free notary service

Declaration Checking

  • $100 minimum deposit to open
  • Unlimited check writing
  • Daily ledger balances of $1,000 and over earn interest
  • Interest is compounded daily and credited monthly
  • Free personalized checks in selected style
  • Free Online Banking
  • Free Online Billpay
  • Free Debit Card
  • Free notary service
  • Free 3x5 safe deposit box or 25% discount on larger sizes with automatic payment (based on availability)*
  • 3 free cashier's checks per month
  • Discount on consumer loans (excludes home equity lines of credit and mortgage loans) with automatic debit
  • $11 monthly maintenance fee. Fee can be waived if daily ledger balance is $1,000 or above OR by maintaining a $10,000.00 combined daily balance in other personal accounts

*FDIC insurance does not cover safe deposit box contents.

Fees may reduce earnings.

Liberty 50 Checking

  • $100 minimum deposit to open
  • Unlimited check writing
  • No monthly maintenance fee
  • Direct Deposit required
  • Daily ledger balances of $1,000 and over earn interest
  • Interest is compounded daily and credited monthly
  • First order of checks free in selected style
  • Free Online Banking
  • Free Online Billpay
  • Free Debit Card
  • Free notary service
  • 25% discount on safe deposit box with automatic payment (based on availability)*
  • Bonus on CD rates on terms of one year or longer (excluding special promotions)

*FDIC insurance does not cover safe deposit box contents.

Fees may reduce earnings.

Revolutionary Checking

  • $100 minimum deposit to open
  • 0.20% APY* on balances up to $10,000
  • 0.15% APY* on balances $10,000.01 and over
  • If requirements are not met during the qualification cycle, you still earn 0.05% APY* on all balances
  • Interest is compounded daily and credited each monthly statement cycle for both qualified and non-qualifying accounts.†
  • No monthly service fee
  • Free Debit Card
  • Free Online Banking
  • Free Online Billpay
  • Free Direct Deposit/Automatic Drafts

Qualifications

In order to qualify for the benefits, just meet these simple criteria each monthly qualification cycle†:

  • Have at least 12 debit card purchases post and settle your account
  • Must sign up and confirm for eStatements*
  • Have at least one Automatic Payment or Direct Deposit post and settle
  • Be enrolled and log in to online banking at least once

*APY=Annual Percentage Yield. APYs accurate as of 6/12/2013. Rates may change after account is opened. Minimum to open is $100. Limit one account per household, Florida residents only. Fees may reduce earnings. If qualifications are met each monthly qualification cycle: (1) balances of $.01 - $10,000 receive APY of 0.20%; and (2) balances $10,000.01 and over earn 0.15% APY, resulting in 0.20% - 0.15% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. Intra-Bank transfers between accounts do not count as qualifying transactions. If consent for eStatements is revoked, the account will fail to qualify.

†Statement cycle ends on the second (2nd) Tuesday of each month. The “Monthly Qualification Cycle” ends on the last business day before the end of the statement cycle (bank holidays are not considered a business day).

Fees may reduce earnings.