Mortgage Products

All the Products.  More Experience.  Amazing Service.

Your Patriot Bank Mortgage consultant is a seasoned professional who knows the ins and outs of every product and program available.

So you’re assured of getting not just a loan, but YOUR LOAN

  • Purchase & Refinance
  • Fixed or Adjustable Rates
  • Conventional Loans
  • Jumbo Mortgages
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Construction to Permanent Financing
  • Portfolio Mortgage Options
  • Products catered to first time home buyers

Our Portfolio mortgages are tailored to help qualified borrowers that otherwise don’t meet Agency guidelines or might not “fit in the box”.

General Portfolio – Decisions based on the strength of the borrower’s financial and credit    history
Private Banking Portfolio – Eligible for higher LTV options-requires minimum income and reserve requirements
Medical Portfolio – 100% financing.  Available for purchase and rate/term refinance.  No MI.
Construction to Permanent – One time close.  Interest only during the construction phase.
Affordable Housing Program – Up to 100% financing.  No PMI, must be owner occupied.  Income restriction apply.

Tammy Acker

NMLS #324771
Mortgage Consultant

For more information:

NMLS # 514390