N Touch Online Banking will be offline for maintenance tonight from 11pm to 2am CST.
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N Touch Online Banking will be offline for maintenance tonight from 11pm to 2am CST.
Learn More
Due to inclement weather, all locations in Georgia will close at 5pm on Wednesday, June 13th.

Association Loan Services.

Doing community association loans takes bankers that know how to keep your project moving in the right direction. Our expert team of bankers and former association management executives can help your association determine a scope and a repayment schedule to best execute capital improvements plans, major repairs, insurance premium and even deductible financing.

Preliminary Underwriting

It only takes a one-page loan application and one month’s worth of recent financials for us to look at your project

Fast decisions on indicative rate and terms (typically less than 24-hours)

Project Planning

Figuring out the scope of work to be completed takes experience on association projects, knowledge of the association financial position, and familiarity with the reserve study. We have you covered.

We attend meetings to communicate pertinent project and loan details to assist in the decision-making process.

Painless Underwriting

Our account management team will ensure your application is complete the first time so we don’t have to keep coming back for additional documentation

Connect with our Association Banking Team

Construction Period

Interest-only construction periods to help you save cash during the project

Pay interest only the amount you have outstanding

Competitive Rates & Terms

Adjustable and Variable rate options available to meet your financial objectives

Terms up to 10-years and amortization up to 15-years

No personal guarantees from board members

No encumbrance on individual units

No prepayment penalties (if not refinanced with another institution)

Connect with our Association Banking Team

Get started today.