Revolutionary Checking earns you 0.76% APY* -- a higher interest rate than most savings and money market accounts, and we refund ATM fees** incurred by other banks.
With many added features, the rewards on this account really are "revolutionary."
- $100 minimum deposit to open
- 0.76% APY* on balances up to $10,000
- 0.35% APY* on balances $10,000.01 and over
- If requirements are not met during the qualification cycle, you still earn 0.05% APY* on all balances
- Interest is compounded daily and credited each monthly statement cycle for both qualified and non-qualifying accounts.†
- No monthly service fee
- ATM fee refunds up to $25 per statement cycle if qualifications are met
- Free Debit Card
- Free Online Banking
- Free Online Billpay
- Free Direct Deposit/Automatic Drafts
In order to qualify for the benefits, just meet these simple criteria each monthly qualification cycle†:
- Have at least 12 debit card purchases post and clear your account (ATM withdrawals do not apply)
- Sign up and confirm for e-Statements*
- Have at least one Automatic Payment or Direct Deposit post and clear your account
- Access Online Banking at least once per qualification cycle
*Annual Percentage Yield (APY) accurate as of 05/08/2013. Minimum to open account is $100. Interest rate tiers are as follows: 0.76% APY applies to balances of $.01 - $10,000 and 0.35% APY applies to balances $10,000.01 and over as long as qualifications are met within the qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 0.76% APY to 0.39% APY as long as qualifications are met. Interest rates may change after the account is opened. Limit one account per household, Florida residents only. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. If consent for e-statements is revoked, the account will fail to qualify. **ATM fee refunds up to $25 per statement cycle if qualifications are met.
†Statement cycle ends on the second (2nd) Tuesday of each month. The qualification cycle ends on the last business day before the end of the statement cycle (bank holidays are not considered a business day). All POS and automatic transactions must post and clear the account by the end of the qualification cycle to meet requirements.
Fees may reduce earnings.
Rates Effective 05/08/2013
|.01 - $10,000.00||0.76%||0.76%|
|$10,000.01 and over||0.35%||0.35%|
|If qualifications not met||0.05%||0.05%|
*APY = Annual Percentage Yield. Rates on account are subject to change.